{"id":5565,"date":"2024-05-02T17:59:29","date_gmt":"2024-05-02T21:59:29","guid":{"rendered":"https:\/\/annaestephan.com\/?page_id=5565"},"modified":"2024-05-03T16:44:48","modified_gmt":"2024-05-03T20:44:48","slug":"acheter-ma-premiere-maison","status":"publish","type":"page","link":"https:\/\/annaestephan.com\/en\/proprietes-par-ville\/brossard\/acheter-ma-premiere-maison\/","title":{"rendered":"Brossard: What do I need to know before buying my first home?"},"content":{"rendered":"<p><span style=\"font-family: arial, helvetica, sans-serif;\">Buying your first home is an important milestone in your life, filled with excitement and anticipation. Yet, without the right advice, this process can become a source of anxiety, especially in a city as dynamic as Brossard. This article, by Anna Estephan, a renowned <strong><a href=\"https:\/\/annaestephan.com\/en\/proprietes-par-ville\/brossard\/\">real estate broker in Brossard and on the South Shore<\/a><\/strong>, offers a guide for first-time buyers. From budgeting to choosing your final home, follow these key steps for an informed and serene buying experience.<\/span><\/p>\n<h2>1) What are the main criteria for selecting a property?<\/h2>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">A) Financial criteria:<\/span><\/strong><\/p>\n<h2><a href=\"https:\/\/annaestephan.com\/files\/2024\/05\/house-sold-brossard-3.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-5599 alignright\" src=\"https:\/\/annaestephan.com\/files\/2024\/05\/house-sold-brossard-3.jpg\" alt=\"house sold brossard 3\" width=\"483\" height=\"254\" srcset=\"https:\/\/annaestephan.com\/files\/2024\/05\/house-sold-brossard-3.jpg 1200w, https:\/\/annaestephan.com\/files\/2024\/05\/house-sold-brossard-3-300x158.jpg 300w, https:\/\/annaestephan.com\/files\/2024\/05\/house-sold-brossard-3-1024x538.jpg 1024w, https:\/\/annaestephan.com\/files\/2024\/05\/house-sold-brossard-3-768x403.jpg 768w\" sizes=\"auto, (max-width: 483px) 100vw, 483px\" \/><\/a><\/h2>\n<ul style=\"list-style-type: disc;\">\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Budget without renovation work<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Budget with renovation work<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">B) Immediate surroundings of the house:<\/span><\/strong><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Geographical area<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Distance from centers of interest<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Orientation<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Quiet<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">C) General condition of the house:<\/span><\/strong><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Condition of structure and facades<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Roof condition<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Interior condition<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">D) General condition of outbuildings:<\/span><\/strong><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Number of buildings<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">General condition of buildings<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Potential of outbuildings<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">E) Layout and interior fittings: <\/span><\/strong><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Total floor area<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Number of bedrooms<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Number of levels<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">F) Comfort and quality of finish :<\/span><\/strong><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Heating system. <\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Aesthetics and general atmosphere of the property.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Quality of door and window frames<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif;\">Sanitation system (toilets, personal sewage, public sewage system).<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">G) Garden and grounds<\/span><\/strong><\/p>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">H) Presence of a private garage or shared parking lot<\/span><\/strong><\/p>\n<p><strong><span style=\"font-family: arial, helvetica, sans-serif;\">II) Proximity to schools, shops and public services<\/span><\/strong><\/p>\n<h2>2) Understanding the Brossard real estate market<\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">With the help of Anna Estephan, dive into the specifics of the Brossard real estate market. This city, appreciated for its vitality and diversity, offers a vast choice of real estate. What&#8217;s more, many of its homes are valued in excess of several million dollars. Anna will help you identify current trends, guiding you to the property that&#8217;s right for you and the best time to make your purchase.<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Once you&#8217;ve drawn up your list of needs and selection criteria, it&#8217;s important to be aware of the potential for long-term growth and appreciation in the Brossard real estate market. While we can&#8217;t guarantee future fluctuations in house and condominium prices, we can see what happened in 2001 and 2011. It&#8217;s worth noting that price growth was higher between 2001 and 2011 than between 2011 and 2024.<\/span><\/p>\n<p><a href=\"https:\/\/annaestephan.com\/files\/2024\/05\/Real-Estate-Prices-since-2001.png\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-5603 size-full aligncenter\" src=\"https:\/\/annaestephan.com\/files\/2024\/05\/Real-Estate-Prices-since-2001.png\" alt=\"Real Estate Prices since 2001\" width=\"799\" height=\"279\" srcset=\"https:\/\/annaestephan.com\/files\/2024\/05\/Real-Estate-Prices-since-2001.png 799w, https:\/\/annaestephan.com\/files\/2024\/05\/Real-Estate-Prices-since-2001-300x105.png 300w, https:\/\/annaestephan.com\/files\/2024\/05\/Real-Estate-Prices-since-2001-768x268.png 768w\" sizes=\"auto, (max-width: 799px) 100vw, 799px\" \/><\/a><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">One thing&#8217;s for sure, property prices in Brossard aren&#8217;t necessarily the highest in the Montreal metropolitan region, as the table below shows (Centris: 1st quarter 2024). For single-family homes, it ranks 13th out of a sample of 19 municipalities\/boroughs. For condos, it ranks 14th. This is just one of the reasons why Brossard is such a popular real estate destination.<\/span><a href=\"https:\/\/annaestephan.com\/files\/2024\/05\/PRICE-BREAKDOWN-SINGLE-FAMILY-HOMES-CONDOS-BROSSARD-1ST-QUARTER-2024.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-5605 size-full\" src=\"https:\/\/annaestephan.com\/files\/2024\/05\/PRICE-BREAKDOWN-SINGLE-FAMILY-HOMES-CONDOS-BROSSARD-1ST-QUARTER-2024.png\" alt=\"PRICE BREAKDOWN SINGLE-FAMILY HOMES &amp; CONDOS BROSSARD 1ST QUARTER 2024\" width=\"1158\" height=\"583\" srcset=\"https:\/\/annaestephan.com\/files\/2024\/05\/PRICE-BREAKDOWN-SINGLE-FAMILY-HOMES-CONDOS-BROSSARD-1ST-QUARTER-2024.png 1158w, https:\/\/annaestephan.com\/files\/2024\/05\/PRICE-BREAKDOWN-SINGLE-FAMILY-HOMES-CONDOS-BROSSARD-1ST-QUARTER-2024-300x151.png 300w, https:\/\/annaestephan.com\/files\/2024\/05\/PRICE-BREAKDOWN-SINGLE-FAMILY-HOMES-CONDOS-BROSSARD-1ST-QUARTER-2024-1024x516.png 1024w, https:\/\/annaestephan.com\/files\/2024\/05\/PRICE-BREAKDOWN-SINGLE-FAMILY-HOMES-CONDOS-BROSSARD-1ST-QUARTER-2024-768x387.png 768w\" sizes=\"auto, (max-width: 1158px) 100vw, 1158px\" \/><\/a><\/p>\n<h2>3)Setting a realistic budget<\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Opportunity or not, Anna Estephan insists on the importance of a well-defined budget. Examine your finances from every angle, determine your down payment capacity and familiarize yourself with the various costs associated with buying a home. An accurate budget is the cornerstone of a successful purchase.<\/span><\/p>\n<h2>4) Mortgage pre-approval<\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Before you embark on your home search, Anna recommends securing a mortgage pre-approval. This step clarifies your financial possibilities and positions you as a credible buyer. Anna can direct you to trusted financial institutions, ensuring advantageous loan conditions.<\/span><\/p>\n<h2>5) Property visit and valuation<\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Anna accompanies you on visits to assess every aspect of each property. She helps you envision your life in each space and take into account all the determining factors.<\/span><\/p>\n<h2>6) Negotiation and offer on the house<\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">With Anna Estephan&#8217;s expertise, formulate a convincing offer to purchase and engage in informed negotiations. Anna will make sure your offer is competitive and within your budget.<\/span><\/p>\n<h2>7) Finalizing the purchase of your home<\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Once your offer has been accepted, Anna guides you through the final steps: inspection, insurance, financing. She makes sure the transition to home ownership goes smoothly, right up to the handover of the keys.<\/span><\/p>\n<hr \/>\n<h3>Buying your first home in Brossard is an exhilarating adventure, made all the more serene and successful with the guidance of a real estate broker from the Estephan Team. Contact them to learn more about the strategy that will help you reach your goal.<\/h3>\n<p><a href=\"https:\/\/annaestephan.com\/files\/2023\/07\/anna-estephan-agence-immobiliere-Real-Estate-Agency.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5137\" src=\"https:\/\/annaestephan.com\/files\/2023\/07\/anna-estephan-agence-immobiliere-Real-Estate-Agency.jpg\" alt=\"agence immobili\u00e8re - Real Estate Agency\" width=\"492\" height=\"182\" srcset=\"https:\/\/annaestephan.com\/files\/2023\/07\/anna-estephan-agence-immobiliere-Real-Estate-Agency.jpg 851w, https:\/\/annaestephan.com\/files\/2023\/07\/anna-estephan-agence-immobiliere-Real-Estate-Agency-300x111.jpg 300w, https:\/\/annaestephan.com\/files\/2023\/07\/anna-estephan-agence-immobiliere-Real-Estate-Agency-768x284.jpg 768w\" sizes=\"auto, (max-width: 492px) 100vw, 492px\" \/><\/a><\/p>\n<h3 style=\"text-align: center;\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\"><span style=\"font-size: 14pt;\">Anna Estephan Real Estate Agency Inc.<\/span><\/span><\/strong><\/h3>\n<h3 style=\"text-align: center;\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">14 Turin Street, Candiac, QC J5R 0L4<\/span><\/strong><\/h3>\n<p style=\"text-align: center;\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Contact telephone number <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/annaestephan.com\/team\/anna-estephan\/\">Anna Estephan<\/a>: (<a style=\"color: #0000ff;\" href=\"tel:5142922311\">514) 292-2311<\/a><\/span><\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><span style=\"font-family: arial, helvetica, sans-serif;\"><span style=\"font-size: 12pt;\">Contact telephone number <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/annaestephan.com\/team\/samira-estephan\/\">Samira Estephan<\/a>: <\/span><\/span><span style=\"font-size: 12pt; color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"tel:5142922311\">(514) 661-2694<\/a><\/span><\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Google Maps Card: <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/maps.app.goo.gl\/TN2PqfV3XtPgFV468\">https:\/\/maps.app.goo.gl\/TN2PqfV3XtPgFV468<\/a><\/span><\/span><\/strong><\/p>\n<hr \/>\n<h2>Discover more interesting articles about Brossard:<\/h2>\n<h3><a href=\"https:\/\/annaestephan.com\/en\/proprietes-par-ville\/brossard\/quartiers\/\"><span style=\"color: #0000ff;\">Brossard: Neighborhoods for every taste and budget<\/span><\/a><\/h3>\n<h3 style=\"text-align: left;\"><span style=\"color: #0000ff; font-family: arial, helvetica, sans-serif;\"><a style=\"color: #0000ff;\" href=\"hhttps:\/\/annaestephan.com\/en\/proprietes-par-ville\/brossard\/decouvrir-brossard-en-video\/\">Brossard: a dynamic city to discover on video<\/a>\u00a0 \u00a0<\/span><\/h3>\n<p>[\/ali_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>Buying your first home is an important milestone in your life, filled with excitement and anticipation. Yet, without the right advice, this process can become a source of anxiety, especially in a city as dynamic as Brossard. This article, by Anna Estephan, a renowned real estate broker in Brossard and on the South Shore, offers [&hellip;]<\/p>\n","protected":false},"author":121,"featured_media":0,"parent":1356,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-fullwidth.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5565","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Acheter une maison \u00e0 Brossard | Anna et Samira Estephan<\/title>\n<meta name=\"description\" content=\"Brossard : Que dois-je savoir avant d\u2019acheter ma premi\u00e8re maison ? 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